Health Insurance
Comprehensive cover for your family against many illnesses* (including COVID-19)
What is Health Insurance?
Meaning
Health insurance is an effective way to secure yourself against medical expenses. Hence, well-covered health insurance plan in India has become one of the basic requirements. Health or medical insurance shields you from medical treatment costs arising out of an accident, sudden illness, or planned/emergency hospitalization.
How Does it Work?
A health insurance policy is a legal contract between the policyholder and the insurance company.The contract also includes terms and conditions under which the insurer is bound to bear the cost of medical care of the policyholder and his/her family.
Importance
A comprehensive health insurance plan has become a necessity due to the ever-increasing costs of medical care. It protects you against expenses due to emergency hospitalisation of self or any family member.Medical emergencies come unannounced and medical care costs are becoming increasingly expensive, Hence, it is imperative to opt for health insurance and purchase a policy that will cover members of your family as well.
Claim Settlement
Insurance companies offer policyholders and their families the facility of cashless hospitalisation or offer to reimburse any medical expenses incurred during the policy period. Insurance providers tie up with a group of partnered hospitals, known as network hospitals. Through these hospitals, you and your family can avail of cashless treatment for all your hospitalisation expenses. Most often, insurance companies offer to reimburse hospitalization costs incurred in non-network hospitals.
Medical Funding In A Non Network Hospital
Advance Payment On Behalf Of Mediclaim Policy
Benefits For Hospital
1- Immediate approval for treatment on the basis of patient’s mediclaim policy.
2- Real time payment without any guarantor.
3- NO COST EMI for Non Insurance Patient.
4- Disbursal of bill amount before discharge of patient.
5- No Liability of hospital.
Benefits For Patient
1- Facility to pay bill in easy EMI .
2- NO COST EMI option available for Non Insurance patient.
3- Freedom to take treatment in any hospital.
4- Easy on Pocket.
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Comprehensive cover for your family against many illnesses* (including COVID-19)
